Hengcharoensuk, Jiramet, Konlawat Phanmai, and Adisak Moumeesri. 2024. “Modelling of Claim and Pricing of Motor Insurance Based on Bonus-Malus System Considering the Frequency and Severity of Claims”. Science and Technology Indonesia 9 (4):904-13. https://doi.org/10.26554/sti.2024.9.4.904-913.